If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Route 1 Credit Union 6 Month CD Account |
1.77%
Date: Feb 9, 2012
|
| Tuscola National Bank 2 Year CD Account |
1.11%
Date: Feb 3, 2012
|
| First National Bank in Georgetown 2 Year CD Account |
1.00%
Date: Feb 20, 2012
|
| State Bank of Chrisman 2 Year CD Account |
1.00%
Date: Feb 16, 2012
|
| The First National Bank of Arcola 2 Year CD Account |
1.00%
Date: Feb 6, 2012
|
| Prairie State Bank 2 Year CD Account |
0.90%
Date: Feb 20, 2012
|
| IU Credit Union 2 Year CD Account |
1.01% to
0.55% Date: Feb 15, 2012
|
| IU Credit Union 12 Month CD Account |
0.90% to
0.40% Date: Feb 15, 2012
|
| IU Credit Union 6 Month CD Account |
0.50% to
0.25% Date: Feb 15, 2012
|
| Crane Credit Union 2 Year CD Account |
0.90% to
0.85% Date: Feb 14, 2012
|
| Crane Credit Union 12 Month CD Account |
0.70% to
0.65% Date: Feb 14, 2012
|
| Crane Credit Union 6 Month CD Account |
0.50% to
0.45% Date: Feb 14, 2012
|
